Generated by All in One SEO v5.0.0.1, this is an llms.txt file, used by LLMs to index the site.

# TMBA

| Tidewater Mortgage Bankers Association

## Sitemaps

- [XML Sitemap](https://www.tmba.org/sitemap.xml): Contains all public & indexable URLs for this website.

## Posts

- [News](https://www.tmba.org/15c42-web-agency-gb-news/) - This is an example page. It's different from a blog post because it will stay in one place and will show up in your site navigation (in most themes). Most people start with an About page that introduces them to potential site visitors. It might say something like this: Hi there! I'm a bike messenger

## Pages

- [Home](https://www.tmba.org/) - The Tidewater Mortgage Bankers Association is the only local professional organization for residential mortgage lenders in the Tidewater region. Our members play a vital role in the economic growth of our community by attracting funds from all over the country and making that money available to Hampton Roads home buyers.
- [Partners](https://www.tmba.org/partners/) - rePremier Business Partner Program The Tidewater Mortgage Bankers Association has a special program to help companies like yours obtain your marketing goals and gain exposure to the perfect target market—mortgage and real estate professionals in Hampton Roads. This package helps your organization plan and budget your entire year of TMBA sponsorships at one time. As
- [TMBA Affiliate Directory](https://www.tmba.org/tmba-affiliate-directory/) - TMBA Affiliate Directory TMBA's affiliate members are the trusted partners - in title, insurance, appraisal, law, and more - who support our mortgage professionals across Hampton Roads. Connect with any of them directly below. Last Updated June 9, 2026 AB Insurance LLC 757-627-8624 Visit Website Bankers Title, LLC 804-560-7655 Visit Website Clyburn Insurance 757-490-2346 Visit
- [TMBA's VAMPAC Contributors](https://www.tmba.org/tmbas-vampac-contributors/) - TMBA's 2026 VAMPAC Contributors The mission of VAMPAC is to educate the members of the Virginia General Assembly on issues relating to the real estate finance and housing industries. Emphasis is placed on those legislators whose committee assignments have the greatest impact on the mortgage banking industry. VAMPAC is supported by contributions from interested mortgage
- [The Women of TMBA](https://www.tmba.org/women-of-tmba/) - Empowered Women, Empowering Us All In observance of International Women's Month, TMBA recognizes and thanks these 2026 leaders for their inspiration, leadership and service. President Holly Cross CMG Home Loans208 Golden Oak CtSuite 230Virginia Beach, VA 23452Phone: 757-305-8442 Secretary Kylie Raffi Southern Trust Mortgage295 Bendix Road #400Virginia Beach, VA 23462Phone: 757-518-0700 Treasurer Colby Raymond NMLS# 455342Arbor Home Loans Phone:
- [Board of Directors](https://www.tmba.org/board-of-directors/) - 2026 Board of Directors President Holly Cross CMG Home Loans208 Golden Oak CtSuite 230Virginia Beach, VA 23452Phone: 757-305-8442 President-Elect Brandon Ramsey NMLS# 311070One Presidential Mortgage2101 Parks AveSuite 600Virginia Beach, VA 23451 Phone: 757-270-6226 Secretary Kylie Raffi Southern Trust Mortgage295 Bendix Road #400Virginia Beach, VA 23462Phone: 757-518-0700 Past President Patrick SteeleNMLS# 675001Tidewater Mortgage Services200 Golden Oak CourtSuite 100Virginia Beach, VA
- [Past Presidents](https://www.tmba.org/past-presidents/) - Past TMBA Presidents In 1969, the TMBA went dormant for about a year when several mergers between commercial banks and local mortgage companies occurred. The TMBA became active again in 1971 with Lamar Foley of Lamar Foley Company as president. The organization went along for several years in much the same manner as it did
- [Events](https://www.tmba.org/events/) - Become a TMBA Sponsor today. Full Details here.
- [Bylaws / Ethics](https://www.tmba.org/bylaws-ethics/) - Bylaws & Canon of Ethics Bylaws Adopted September 2, 1985 (Revised: November 12, 2025) - Download PDF Canon of Ethics CANON 1 - Professionalism Members conduct their business in a professional manner, ensuring that their personnel are knowledgeable in the areas of real estate finance in which they participate and are acting in compliance with sound
- [Booking Details](https://www.tmba.org/booking-details/)
- [Booking](https://www.tmba.org/booking/)
- [Join](https://www.tmba.org/join/) - Become a Member of TMBA The Tidewater Mortgage Bankers Association (TMBA) is the only locally controlled trade association representing mortgage bankers in the Hampton Roads marketplace. Those organizations who conduct business within South Hampton Roads, who have conducted that type of business for at least two years, who have demonstrated a reliable reputation and whose
- [About Us](https://www.tmba.org/about-us/) - About TMBA The Tidewater Mortgage Bankers Association is the only local professional organization for residential mortgage lenders in the Tidewater region. Our members originate, fund, and service mortgages secured by residential real estate. They play a vital role in the economic growth of our community by attracting funds from all over the country and making
- [Directory](https://www.tmba.org/directory/)
- [Contact Us](https://www.tmba.org/contact-us/) - Get in touch Executive Director: Gail Phillips Missing out on TMBA Emails? Please Email Victoria Hecht Phone 757-473-2160 | Monday - Friday Email info@tmba.org 1403 Greenbrier Pkwy Suite 150 Chesapeake, VA 23320
- [Events - Old](https://www.tmba.org/events-old/) - 2024 TMBA Event Calendar January January 4th @ 8:30am: TMBA Board Meeting January 4th @ 8:30am: TMBA Board Meeting January 24th: VMBA Day on the Hill (Richmond) February February 7th @ 10am: TMBA Board Meeting March March 7th @ 8:30am: TMBA Board Meeting March 21st @ 4-7pm: NCAA March Madness at Shore Break on Shore
- [Performers](https://www.tmba.org/performers/)
- [Venues](https://www.tmba.org/venues/)
- [User Profile](https://www.tmba.org/user-profile/)
- [Event Types](https://www.tmba.org/event-types/)
- [Submit Event](https://www.tmba.org/submit-event/)
- [Event Organizers](https://www.tmba.org/event-organizers/)
- [Login](https://www.tmba.org/login/)
- [Register](https://www.tmba.org/register/)
- [Sample Page](https://www.tmba.org/sample-page/) - This is an example page. It's different from a blog post because it will stay in one place and will show up in your site navigation (in most themes). Most people start with an About page that introduces them to potential site visitors. It might say something like this: Hi there! I'm a bike messenger
- [Portfolio Single](https://www.tmba.org/15c42-web-agency-gb-portfolio-single/) - James Joyce How we helped James Joyce get a brand-consistent website that converts visitors into clients. Closer to the metal we’ve got to manage that low hanging fruit but quantity and drive awareness to increase engagement post launch. Groom the backlog show pony, pipeline put in in a deck for our standup today nor keep
- [Portfolio](https://www.tmba.org/15c42-web-agency-gb-portfolio/) - Portfolio Buzz Website Lorem ipsum dolor sit amet, consectetur adipiscing elit. Ut elit tellus, luctus nec ullamcorper mattis. PROJECT DETAILS Branding for Chatoue Lorem ipsum dolor sit amet, consectetur adipiscing elit. Ut elit tellus, luctus nec ullamcorper mattis. PROJECT DETAILS IMB Internal Website Lorem ipsum dolor sit amet, consectetur adipiscing elit. Ut elit tellus, luctus

## Events

- [Industry Partner Roundtable & TMBA Board Social](https://www.tmba.org/events/?event=962) - 4-5 Meet; 5-5:30 Happy Hour
- [VAMPAC Fundraiser](https://www.tmba.org/events/?event=1102) - Hosted by TMBA at Chip Simpkins' Virginia Beach residence Hors d'oeuvres and drinks will be served. $100 per person. Limited to the first 50 people who register here. Interested in sponsoring this event? $300 (includes 2 tickets). Sponsors will receive online and onsite marketing. Email Info@tmba.org to sponsor.
- [Deck Party – Chick's Oyster Bar](https://www.tmba.org/events/?event=961) - NEW DATE, SAME PARTY! Join us at the TMBA Deck Party! 4-7 p.m. May 7, 2026, at Chick's Oyster Bar 2143 Vista Circle, Virginia Beach $35 for Members | $45 for nonmembers | Free to Premier Partners (includes two drink tickets and nibbles) LOG IN HERE TO REGISTER VIEW THE EVENT FLYER GRAB A SPONSORSHIP!
- [March Madness – Shorebreak on Shore Drive](https://www.tmba.org/events/?event=957) - A Celebration of NCAA March Madness Location: Shorebreak Pizza & Taphouse, 2941 Shore Drive, Virginia Beach. ShoreBreak Pizza & Taphouse (Shore Drive) is known for its endless beer on tap, delicious hot pizza and nibbles, and sports! Happy hour prices will be offered at the cash bar. Registration includes two drink tickets and assorted food
- [VMBA Loan Officer Summit](https://www.tmba.org/events/?event=956) - Where: Virginia Housing Center, 4224 Cox Road, Glen Allen, VA When: Thursday, March 12, 2026 10 AM - 4 PM Invest in yourself and join the NMBA for this important event for mortgage loan officers featuring an agenda packed with sales training, important industry information and motivating speakers. LEARN MORE AND REGISTER
- [Golf Outing Heron Ridge](https://www.tmba.org/events/?event=959) - Heron Ridge Golf Club 2973 Heron Ridge, Virginia Beach www.heronridge.com 12:00pm Shotgun start Individual Registration: $150 Team Registration: $600 Login Here to Register Sponsorship Opportunities $600 Beverage Car $500 Dinner $400 Hole Sponsor $300 Box Lunch $250 Scoreboard $250 Longest Drive SOLD OUT $250 Closest to Pin $250 Putting Green $250 Driving Range $250 Hole
- [TMBA Board Meeting](https://www.tmba.org/events/?event=963) - CVBIA 5041 Corporate Woods Drive, Conference Room First Floor, Virginia Beach, VA 23462
- [TMBA Board Meeting](https://www.tmba.org/events/?event=965) - CVBIA 5041 Corporate Woods Drive, Conference Room First Floor, Virginia Beach, VA 23462
- [TMBA Bowling](https://www.tmba.org/events/?event=966)
- [TMBA Board Meeting](https://www.tmba.org/events/?event=967) - CVBIA 5041 Corporate Woods Drive, Conference Room First Floor, Virginia Beach, VA 23462
- [TMBA Elections](https://www.tmba.org/events/?event=968)
- [BOD 2027 Planning Session](https://www.tmba.org/events/?event=969)
- [TMBA Board Meeting](https://www.tmba.org/events/?event=955) - CVBIA 5041 Corporate Woods Drive, Conference Room First Floor, Virginia Beach, VA 23462
- [TMBA Board Meeting - Deadline for Endowment to report on Charity](https://www.tmba.org/events/?event=958) - CVBIA 5041 Corporate Woods Drive, Conference Room First Floor, Virginia Beach, VA 23462
- [TMBA Board Meeting](https://www.tmba.org/events/?event=960) - CVBIA 5041 Corporate Woods Drive, Conference Room First Floor, Virginia Beach, VA 23462
- [TMBA Board Meeting](https://www.tmba.org/events/?event=971) - CVBIA 5041 Corporate Woods Drive, Conference Room First Floor, Virginia Beach, VA 23462
- [TMBA Board Meeting](https://www.tmba.org/events/?event=954) - CVBIA 5041 Corporate Woods Drive, Conference Room First Floor, Virginia Beach, VA 23462
- [VMBA Day on the Hill 2026](https://www.tmba.org/events/?event=953)
- [ODU Economist - Robert M. McNab, Ph.D](https://www.tmba.org/events/?event=970) - Robert M. McNab, Ph.D., Professor of Economics, Chair, Department of Economics, Old Dominion University Location: Towne Center City Club Register Here
- [VMBA Convention](https://www.tmba.org/events/?event=964)