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Empowered Women, Empowering Us All

In observance of International Women’s Month, TMBA recognizes and thanks these 2026 leaders for their inspiration, leadership and service.

President

Holly Cross 
CMG Home Loans
208 Golden Oak Ct
Suite 230
Virginia Beach, VA 23452
Phone: 757-305-8442

Secretary

Kylie Raffi 
Southern Trust Mortgage
295 Bendix Road #400
Virginia Beach, VA 23462
Phone: 757-518-0700

Treasurer

Colby Raymond 
NMLS# 455342
Arbor Home Loans 
Phone: 757-620-8362

Director

Sarah Stedfast
NMLS# 1152358
RW Towne Mortgage
3 Commercial Place
Suite 1420
Norfolk, VA 23510
Phone: 757-620-4130

Affiliate Representative

Meredith McCarthy
Evertree Insurance 
2929 Sabre Street
Suite 201
Virginia Beach, VA 23452 
Phone: 757-248-5973

Affiliate Representative

Mary K. Ramsey
Priority Title & Escrow
641 Lynnhaven Pkwy
Suite 201
Virginia Beach, VA 23452 
Phone: 757-431-1001

Affiliate Representative

Kelsea Hall
MGIC
270 E. Kilbourn Ave
Milwaukee, WI 53202
Phone: 804-305-6580