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2026 Board of Directors

President

Holly Cross 
CMG Home Loans
208 Golden Oak Ct
Suite 230
Virginia Beach, VA 23452
Phone: 757-305-8442

President-Elect

Brandon Ramsey 
NMLS# 311070
One Presidential Mortgage
2101 Parks Ave
Suite 600
Virginia Beach, VA 23451 
Phone: 757-270-6226

Secretary

Kylie Raffi 
Southern Trust Mortgage
295 Bendix Road #400
Virginia Beach, VA 23462
Phone: 757-518-0700

Past President

Patrick Steele
NMLS# 675001
Tidewater Mortgage Services
200 Golden Oak Court
Suite 100
Virginia Beach, VA 23452
Phone: 757-498-7400

Treasurer

Colby Raymond 
Arbor Home Loans 
Phone: 757-620-8362

Directors

Ray Gunter, Sr.
NMLS# 6976548
C&F Mortgage Corporation
613 Lynnhaven Parkway
Suite 200 
Virginia Beach, VA 23452
Phone: 757-937-5748

Stephen K. Sager
NMLS# 607865
One Presidential Mortgage
641 Lynnhaven Pkwy
Suite 101
Virginia Beach, VA 23452
Phone: 757-270-6226

Sarah Stedfast
NMLS# 1152358
RW Towne Mortgage
3 Commercial Place
Suite 1420
Norfolk, VA 23510
Phone: 757-620-4130

Adam Newman
Archer Mortgage
1100 Laskin Rd. Suite 200
Virginia Beach, VA 23451
Phone: 757-971-0900

Stephen Chilton
Atlantic Coast Mortgage
932 Laskin Rd. Ste. 100
Virginia Beach, VA 23451 
Phone: 757-914-7853

Chip Simkins III 
AnnieMac Home Mortgage
Phone: 757-330-6510

Affiliate Representatives

David Anderson
Sinnen-Green & Associates
120 Landmark Square
Suite 201 
Virginia Beach, VA 23452 
Phone: 757-486-6288

Margie Blanchard
Enact Mortgage Ins.
8325 Six Forks Rd.
Raleigh, NC 27615 
Phone: 703-618-4872

Mary K. Ramsey
Priority Title & Escrow
641 Lynnhaven Pkwy
Suite 201
Virginia Beach, VA 23452 
Phone: 757-431-1001

Kelsea Hall
MGIC
270 E. Kilbourn Ave
Milwaukee, WI 53202
Phone: 804-305-6580

Meredith McCarthy
Evertree Insurance 
2929 Sabre Street
Suite 201
Virginia Beach, VA 23452 
Phone: 757-248-5973